Capinora

Your Financial OS

Know your worth, understand your money, and make clearer decisions.

Built in Brisbane, Capinora is a secure web app that brings your assets, debts, accounts, spending, income, and questions into one intelligent view so you can see exactly where you stand.

Encrypted data Open Banking framework Private by design Built in Brisbane
app.capinora.com
Command Centre Live
Total net worth $482,650 +8.4% this year
Assets $618k
Debt $135k

Ask Capinora

Can I afford a new $50,000 car? Based on your savings rate, cash flow, and debts.
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Built for the whole picture

A calm command centre for modern personal finances.

Most people see their financial life in fragments. Capinora turns those fragments into one living system: assets, debts, cash flow, superannuation, investments, crypto, bank accounts, points, and goals.

Security

Built for trust before anything else.

Capinora handles sensitive financial information, so security is not an add-on. The platform is designed around encrypted data handling, secure account connections, and clear user control.

01

Encrypted and protected

Your financial information is protected with encrypted data handling so it stays private inside your account.

02

Open Banking aligned

Capinora operates in the context of Australia’s Consumer Data Right and Open Banking framework.

03

You stay in control

Capinora is built to help you understand your money without selling your personal financial data.

Pricing

Start free, then choose the plan that fits.

Try Capinora free for 14 days. After your trial, stay monthly or save with yearly billing.

One subscription

Full access to Capinora

Start with a 14-day free trial, then choose monthly flexibility or yearly savings.

Save $33.33 yearly
Monthly
$11.11 / month
Yearly
$99.99 / year

Equivalent to $8.33/month

Yearly billing is 25% off compared with paying monthly for 12 months.

  • 14-day free trial
  • Cancel anytime
  • AI financial insights
  • Net worth tracking
  • Assets and debt dashboard
  • Connected accounts
  • Work-hour calculator
  • Government contribution estimates
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Features

Financial clarity without the spreadsheet fog.

01

Built-in AI

Ask plain-English questions about your finances and receive explanations based on your own portfolio data.

02

Net worth timeline

See your true position in real time and understand what is moving your wealth up, down, or sideways.

03

Asset command centre

Track super, investments, crypto, cash, points, debts, and more in one consolidated dashboard.

04

Work-hour calculator

Convert purchases into hours of work so everyday spending decisions feel tangible before you commit.

05

Government contributions

Build awareness of income tax, GST through spending, and other contributions over time.

06

Open Banking ready

Connect bank data through Australia’s Consumer Data Right framework as Capinora grows.

Trust and context

Information first, advice never disguised.

Capinora helps users understand their financial position. It does not provide financial, investment, tax, or legal advice, and users should consider their circumstances before making financial decisions. Learn about CDR rights.

Capinora Workplace

A financial wellbeing benefit employees will actually use.

Money stress follows people into work. Capinora Workplace gives teams a practical way to understand assets, debts, spending, and goals, helping employers support financial wellbeing with something more useful than another generic perk.

Talk to Capinora
Clearer money habits Employees get a private view of where they stand.
Reduced financial stress Better visibility can reduce uncertainty and anxiety.
Modern employer brand Show care for financial wellbeing in a concrete way.

FAQ

Good questions, straight answers.

Is my data private and secure?

Yes. Capinora is built around secure, encrypted data handling and user-controlled account access. Your financial information stays private inside your account.

Does Capinora connect to bank accounts?

The current site positions Capinora around secure bank account connections and real-time balances through Open Banking.

Is Capinora giving financial advice?

No. Capinora is an educational and informational tool that helps users understand their financial position.

Who is Capinora for?

People who want one clear view across cash, assets, debts, investments, income, expenses, and long-term progress.

Contact

Send Capinora a message.

Questions, workplace enquiries, support, or partnership ideas can go straight to the Brisbane team.

connect@capinora.com